A loan of $1,250 helped to install heating and drip irrigation systems in his greenhouses.


Sergei's story

Sergei lives in Vodyanoye. He is a farmer and has 6 greenhouses where he grows early vegetables, while an additional greenhouse is used for seedlings. Each year, Sergei plants 10,000 tomato bushes. He has invested 180,000 hryvnia into his business, which he has been running for 15 years. Each year, he spends an additional 85,000 hryvnia on seeds and plastic covering.

Sergei is planning to invest his Kiva loan of 10,000 hryvnia into installing a heating system and purchasing a drip irrigation system. Quality heating and irrigation systems will enable him to harvest his crops earlier and sell them at a higher price. This business is the main source of income in Sergei's family. It brings a good profit, which is why Sergei continues developing it and investing additional funds into his operation.

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Translated from Russian by Kiva volunteer Nikita Avvakumov



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