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Reyna works as an employee for a police department in the city of La Paz. She needs the loan to pay for an “anticrético” (a legal way of living in a house or apartment for an agreed-upon amount between owner and tenant for a period no greater than two years at the end of which the owner of the house must return the full amount of money) so that she can live independently with her small son.

Reyna is single and has a son she lives with at present in her parents’ house in the city of La Paz’s Kalajahuira zone. It’s the first time she’s worked with IMPRO and with KIVA.
View original language description ↓
Reyna, trabaja como empleada en una Institución Policial en la ciudad de La Paz.
El crédito lo requiere para el pago de un anticrético (es una forma legal de vivir en un departamento o casa o habitación por un monto acordado entre el dueño de casa y el inquilino, por un periodo de tiempo no mayor a dos años, al cabo del cual el dueño de casa se compromete a devolver la totalidad del dinero) y así poder vivir en forma independiente con su pequeño hijo.
Reyna, es soltera y tiene un hijo con el cual vive actualmente en la casa de sus padres en la zona Kalajahuira de la ciudad de La Paz.
Es la primera vez que trabaja junto a IMPRO y KIVA.

Additional Information


IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Bolivia

  • $5,500
    Average annual income
  • 124
    View loans »
    Bolivia Loans Fundraising
  • $36,721,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Reyna to pay her "anticrético" so she can live independently with her son.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 20, 2012
Apr 18, 2012
Currency Exchange Loss:
Apr 17, 2013