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Phavy, 48, is married, and resides with her husband and four children in Takeo Province, Cambodia. She has been involved in growing her agricultural business for over ten years, has extensive experience, and is successful in her career. She is involved in growing rice and fattening cattle. She earns approximately $2 per day. Her husband is a driver who earns about $4 per day.

Due to her current income being low, Phavy is requesting a loan of $1200 US to purchase a tuk tuk (a motorcycle-based taxi) for her husband to run a taxi service. This purchase would enable him to earn more income to support the family.

In the future, she would like to run a grocery store at home and help her youngest son get a bachelor's degree. Moreover, she hopes to rebuild her present house to make it bigger and more convenient, improving her family's living conditions.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 92
    View loans »
    Cambodia Loans Fundraising
  • $41,820,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Phavy to purchase a tuk tuk for her husband to run a taxi service.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 12, 2012
Apr 14, 2012
Currency Exchange Loss:
Apr 17, 2013