A loan of $900 helped to buy jewelry, sodas, and water, among other things.

Lisbeth Andreina's story

The Virgen Del Mar comunal bank meets every two weeks at the beautiful beach community of San Mateo in the city of Manta, known for its beautiful beaches that are well visited year round by native and foreign tourists. The majority of the residents here work in fishing and maritime jobs.

This is where we meet Lisbeth, age 23. She is currently in her last year of school. She tells us that she stared her studies late due to a lack of financial resources. But, now, with what she earns in her business, she hopes to finish her college education. She lives in her parents’ house. She has been in the communal bank for several cycles, and she likes it because of the help and the confidence it gives her.

In order to get ahead and be able to continue her studies, she set up a juice bar in her house several years ago. She sells juices, soft drinks, and all types of drinks. Also, a little while ago, with help from the loan she received, she also started to sell jewelry. She sells the jewelry at her place or door to door. She works every day. She sells the most on the week-ends because this is when more tourists come to the area to enjoy the beautiful beaches.

She has had her business for five years. Thanks to this she started her studies.

This loan is to buy jewelry, sodas, and water, among other things.

Her dreams are to finish her studies and to be a professional.

Translated from Spanish by Kiva volunteer Ginny Kalish

Loan details

Lenders and lending teams

Loan details