Mariam, who is sitting in the photo, is the group member who sells food products. She is planning to use her loan to buy 20 kg of flour, 10 kg of sugar, 15 liters of cooking oil, 10 kg of sweet potatoes, 5 kg of potatoes and some cowpea flour. She will purchase these supplies from resellers at the Kolondièba market. Mariam prepares her snacks and then sells them for cash or on credit to a customer base made up of men and women.
With this loan, Mariam hopes to make an average monthly profit of 40,000 CFA francs, which will be reinvested in her activity and also used to buy the condiments that her family needs.
Dans le but d’augmenter leurs fonds de commerce, les membres du groupe ont intégré Soro Yiriwaso et sont à leur 1er prêt solidaire.
Mariam, qui est la femme assise, est la vendeuse de produits alimentaires du groupe. Elle compte utiliser son prêt pour acheter, 20 kilos de farine de blé, 10 kilos de sucre, 15 litres d’huile alimentaire, 10 kilos de patates douces, 5 kilos de pomme de terre et de la farine de niébé auprès des revendeurs du marché de Kolondièba. La vente après la préparation des friandises se fait au comptant et à crédit à une clientèle composée d’hommes et de femmes. Avec ce prêt, Madame Mariam espère réaliser un bénéfice mensuel moyen de 40.000 FCFA qui sera utilisé pour être réinvesti dans l’activité et prendre en charge les besoins du foyer en condiments.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid