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Ramón is 83 years old, married, and lives with his children. He plans to use this loan to purchase feed to fatten his chickens and to purchase more chickens. He has facilities for the chickens and he wants to give them chicken feed so that they will fatten up more quickly. He wants his animals to be of an ideal weight so they can be sold in the local market or in markets nearby. He wants to earn the most income he can for his well-being and that of his children, and so he can grow his project of raising chickens.

This is the first loan he has received from FUDECOSUR. He has not had loans before from state banks, but FUDECOSUR provided this loan with better credit terms and much lower interest rates.
View original language description ↓
Ramón, tiene la edad 83 de años, está casado y vive con sus hijos. El pretende con el crédito realizar la compra de concentrado para el engorde de pollos y la compra de los mismos. El cuenta con las instalaciones para los pollos y lo que pretende es darle alimentación con concentrado para su engorde más rápido. El quiere tener sus animales con el peso ideal para su posterior venta en el mercado de la localidad o lugares aledaños. El quiere generar la mayor cantidad de ganancias para su bienestar y la de los hijos y crecer con le proyecto de cría de pollos. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 3
    View loans »
    Costa Rica Loans Fundraising
  • $4,816,325
    Funds lent in using Kiva
  • 501.3
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ramon to purchase chickens.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 7, 2012
Apr 18, 2012
Currency Exchange Loss:
May 20, 2013