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Phoen is 43 and a married mother of six children, five of whom are living together with her under the same roof in Batey district of Kompong Cham. Aside from helping her husband in the farming business, she also takes high responsibility for managing household things, taking care of the family and providing a good education to her children. Phoen and her husband work hard to maintain a good quality of life for their children and ensure a bright future for them. Oum, her husband, decided to involve himself in animal trading to increase the family’s ability to cope with financial needs.

Due to the lack of capital, Phoen is asking for an addition of 4,000,000 KHR for her husband to purchase cows for trading. She mentioned that the loan will help her improve the business and thereby increase the family’s household income.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 170
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • 3,995.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Phoen to purchase cows for trading.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 7, 2012
Apr 14, 2012
Currency Exchange Loss:
Feb 15, 2013