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Koiy, 60, is married and resides with her husband and three children in Takeo Province, Cambodia. She has been involved in animal husbandry and growing vegetables to sell for over five years, earning approximately USD 2 per day. Her husband is a primary school teacher who earns about USD 3 per day. Two of her children are garment workers. They earn about USD 9 per day.

In order to stabilize her family’s living conditions, Koiy wants to run an additional business to generate more income to support the family. Therefore, Koiy is requesting a loan of USD 1300 to purchase silk thread to weave cloth to sell.

In the future, she would like to expand her agricultural business and help her youngest child get a Bachelor’s degree.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 53
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Koiy to purchase silk thread to weave cloth to sell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 9, 2012
Apr 14, 2012
Currency Exchange Loss:
Dec 15, 2012