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Cham, 50, is married and resides with her husband and two children in Siem Reap Province, Cambodia. She is a homemaker. Her husband runs a business renting sound equipment. He earns approximately USD 5 per day. One of her children is a construction worker in Thailand. He earns about USD 4 per day. In order to improve her husband’s business, Cham is requesting a loan of USD 1000 to purchase four more speakers for her husband to rent in his business. This purchase would enable him to provide better service to clients and earn more profit. In the future, Cham would like to use the further profit to expand the business and build a new house.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 67
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Cham to purchase four more speakers for her husband to run the business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 7, 2012
Apr 14, 2012
Currency Exchange Loss:
Sep 17, 2013