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Nazira is 30 years old, married, and raising a son. She works as a teacher at a local school. While looking for a source of additional income for her family, in 2005 Nazira launched her own livestock business with an initial sum of 8,000 som (KGS). Thanks to Nazira's persistent and dedicated work, her herd currently has 3 dairy cows and 6 sheep, and earns her roughly 10,000 som (KGS) per month. In order to continue developing her business, Nazira has turned to Bai Tushum & Partners for a loan of 130,000 som (KGS) to purchase calves for fattening and resale. She plans to invest a portion of her profits from this loan into repairing her home, and later - into further expanding her business.
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Назире 30 лет, замужем, воспитывает сына. Назира работает преподавателем в местной школе и поисках дополнительного дохода для своей семьи, в 2005 году Назира начала свой бизнес в животноводстве, стартовав с суммы в 8,000 сом (KGS). Благодаря упорному и настойчивому труду Назиры, ее поголовье насчитывает 3 дойные коровы и 6 овец, что приносит около 10,000 сом (KGS) ежемесячной прибыли.
В целях дальнейшего развития своего бизнеса, Назира обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 130,000 сом (KGS) на покупку бычков на откорм и перепродажу. Доходы от кредита Назира планирует вложить частично в ремонт дома, а в дальнейшем - в увеличение бизнеса.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,014,625
    Funds lent in using Kiva
  • 46.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,775 helped Nazira to purchase livestock.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 28, 2012
Apr 6, 2012
Currency Exchange Loss:
Apr 16, 2014