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Florencia lives with her beloved children in a modest house that she owns, located in a rural area. Florencia has worked with her children in agriculture for many years.

Beans and corn are the main crops she harvests every year. She does this work with her older children, who are the ones responsible for most of the work because Florencia also does the housework like a traditional mother. She grows, harvests, and sells basic grains in the town near her community.

In this way she makes her living with this work that is her main source of income. The most important thing for her is for her family to have what is necessary to survive. This is what motivates her to work very hard every day to be able to give her family their daily bread and stock the main household necessities.

She has made the decision to request this loan from INTEGRAL to invest in agricultural supplies (fertilizer, pesticide, seed, etc.) that will allow her to do the planting this year and be able to get the best harvest. She hope the results are favorable and she will be able to achieve her goal of giving her family better living conditions than those they have now, because her economic situation is very difficult.
View original language description ↓

Florencia habita en humilde casa de su propiedad ubicada en zona rural junto con sus queridos hijos. La señora Florencia se dedica junto a sus hijos a la agricultura desde hace muchos años. Los frijoles y el maíz son los principales cultivos que cada año cosecha. Esta actividad la realiza junto con sus hijos mayores que son los que se encargan de gran parte del trabajo dado que la señora Florencia también se dedica a las tareas del hogar como madre tradicional. Cultiva, cosecha y comercializa en el pueblo cercano a su localidad los granos básicos. De esta forma se gana la vida en esta actividad que es su principal fuente de ingresos. Para ella lo más importante es que su familia cuente con lo necesario para sobrevivir, esto es lo que la motiva a trabajar muy duro día con día para poder dar a su familia el pan de cada día y poder suplir las principales necesidades del hogar. Ha tomado la decisión de solicitar este crédito a INTGRAL para invertir en los insumos agrícolas (abonos, venenos para plagas, semillas, etc.) que le permitan realizar la siembra de este año y poder obtener la mejor cosecha. Espera que los resultados sean favorables y pueda lograr su objetivo de dar a su familia mejores condiciones de vida a las que por el momento tienen ya que su situación es muy difícil económicamente.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 573
    View loans »
    El Salvador Loans Fundraising
  • $31,710,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Florencia to buy fertilizer, pesticide, seed, etc.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 21, 2012
Apr 18, 2012
Currency Exchange Loss:
Jan 25, 2014