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Juan, who is 22 years old, lives with his common-law wife and their two children. With the loan, he intends to buy coffee seedlings to plant later on a little piece of property. With this project, he plans to produce coffee to sell in the future. Thus he will obtain earnings that will give him a better quality of life and stable finances. This is the first loan that he will receive from FUDECOSUR. He has not had any previous loans from state banks, but FUDECOSUR has offered him a better payment plan and a much lower interest rate.
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Juan, tiene la edad de 22 años, está en unión libre, vive con sus dos hijos y la esposa actualmente. El con el crédito pretende comprar café en almacigo para su posterior siembra en una pequeña propiedad. El tiene pensado con este proyecto en un futuro producir café para su posterior venta, así obtener ganancias para obtener una mejor calidad de vida y una estabilidad económica. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 11
    View loans »
    Costa Rica Loans Fundraising
  • $4,836,900
    Funds lent in using Kiva
  • 501.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Juan to buy coffee seedlings.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Mar 7, 2012
Apr 19, 2012
Currency Exchange Loss:
Apr 17, 2015