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Ayoko is 62 years old and married to a pensioner. She has 4 children, the eldest of whom is 35 years old, and the youngest 27.

Ayoko has been working as a reseller since 2000. She sells beauty products door-to-door to all types of customers. She gets the products in Lomé and works alone. Currently, her principal difficulty is her lack of sufficient inventory.

Ayoko has requested her first loan from WAGES in order to buy beauty products. She would like to reinvest in her business.

Ayoko would like to expand her business in the years ahead. She plans to use her profits to make sure that her family flourishes.
Ayoko est une femme âgée de 62 ans. Elle est mariée å un retraité. Elle a 4 enfants. Le premier a 35 ans et le dernier a 27 ans.
Ayoko travaille comme revendeuse depuis 2000. Elle vend des produits cosmétiques pour tous clients à domicile. Elle achète les produits à Lomé. Elle travaille seule. Au moment, sa difficulté principale est la rupture de stock.
Ayoko a requis son premier crédit de WAGES afin d’acheter des produits cosmétiques. Elle veut réinvestir dans l’activité.
Dans les prochaines années, Ayoko voudrait agrandir la taille de son activité. Elle dit qu’avec les profits, elle prévoit d’assurer l’épanouissement de sa famille.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

About Togo

  • $1,500
    Average annual income
  • 5
    View loans »
    Togo Loans Fundraising
  • $8,957,400
    Funds lent in using Kiva
  • 496.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD