Funded

Total loan: $325
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Horison Manuel


A loan of $325 helped to purchase fish and shellfish in greater volume.


Horison Manuel's story

Horison, aged 47, lives in the city of Cartagena with his wife and two children, aged 20 and 22.

He works selling fish and seafood in general, a business which he began 18 years ago out of the need to improve his family's income and provide a better standard of living to his children. He began as a street vendor, selling fillets of bass, salmon and sea bass on the streets of Cartagena, the "heroic" city of Colombia. He covered the consumption needs of many families in the city in this way.

Today the number of neighborhoods that he serves has increased, and he has added to his offerings other seafood products such as shrimp, seafood casserole, clams, oysters, etc. Things have been going very well for him with this business, because he is recognized for the quality and freshness of his products as well as his happy attitude selling them.

His goal is to purchase in larger quantities, but his biggest challenge is that his working capital is insufficient to meet his plans to support demand. This is the reasons that he has come for a Kiva loan, which is his first financing through Fundación Mario Santo Domingo. By means of this loan, he will purchase fish and shellfish in greater volume. His investment will be successful, because it is grounded in the many orders placed by his customers for Easter Week, when people don't eat meat but shift to seafood to comply with part of the Lent tradition. These customers make up a large share of the customers to whom Horison sells.

Translated from Spanish by Kiva volunteer Arabella Pollack



Loan details

Loan length:

9 months
Disbursed date: March 30, 2012
Facilitated by Field Partner: Fundación Mario Santo Domingo (FMSD)

Lenders and lending teams



Loan details

Loan length:

9 months
Disbursed date: March 30, 2012
Facilitated by Field Partner: Fundación Mario Santo Domingo (FMSD)