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Zunilda Maria
Zunilda lives in the southwest part of town with her spouse. They have 4 children, aged 3 to 14. She has a business in her house where she sells fast food on weekends. She started this business 4 years ago, selling hot dogs and hamburgers with one table and one stove and $300,000 COP. She put them on the terrace of her house to take advantage of the fact that residents pass by there on their way home. Her dream is to have a second floor to separate her family life from the business, setting up her business with all of its infrastructure. This would allow her customers to enjoy a comfortable ambience and her to have optimal production conditions where she could do her activities and buy ingredients. Her small space is becoming a challenge, as well as her insufficient working capital for making needed changes. This is why she is turning to a Kiva loan, the first loan she has taken out with the Fundación Mario Santo Domingo. With it, she will buy construction materials so she can remodel the floor on the terrace where she runs her business. With this investment, she will be able to achieve her goal and her customers will be more satisfied with an elegant area to eat their food.
View original language description ↓
Zunilda vive al sur Occidente de la ciudad con su cónyuge y tienen 4 hijos en las edades de 3 a 14 años; allí mismo tiene un negocio donde vende comidas rápidas, que funciona los fines de semana. Este negocio lo inició desde hace 4 años, vendiendo perros calientes y hamburguesas con una mesa 1 horno, y $300.000 COP. Los cuales ubicó en la terraza de su casa, aprovechando que por allí transitan moradores del sector, que se dirigen a sus hogares. Su sueño es tener una segunda planta, para separar su vida familiar de la empresarial, adecuando su negocio con toda la infraestructura, que le permita a sus clientes, disfrutar de un ambiente confortable y a ella condiciones productivas optimas, donde desarrollar efectivamente su actividad y comprar materias primas. Su poco espacio se convierte en un desafió, así como su insuficiente capital de trabajo, para hacer adecuaciones pertinentes. Esta es la razón por la cual acude a su credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo, con el cual comprará materiales para construcción, con el fin de adecuar los pisos de la terraza donde funciona su negocio. Con esta inversión logrará empezar a cumplir su propósito y sus clientes estarán mas satisfechos con un sitio elegante donde tomar sus alimentos.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 244
    View loans »
    Colombia Loans Fundraising
  • $16,895,775
    Funds lent in using Kiva
  • 1,766.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Zunilda Maria to buy construction materials to remodel his locale and buy ingredients.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 30, 2012
Apr 17, 2012
Currency Exchange Loss:
Jul 20, 2013