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Tugirubukire B / Rbv Group
In this Group: Wellars, Philomene, Marthe, Immaculée, Vestine, Christine, Béatrice, Célestin*
* not pictured
Wellars is a member of the TUGIRUBUKIRE B / Rbv group. He is 27 years old, married, and works as a potato farmer. Besides a one-year-old child, he has no other dependent. He left school after the second year of secondary school.

Wellars became a client of ACB in 2011. This is his second loan cycle. With this new loan, he is preparing his field for cultivation, buying agricultural inputs and chemical fertilizers. He foresees no difficulty in repaying this loan.

In order to expand his farming business, Wellars is planning to apply for more loans in order to buy additional fields. With more arable land, he will be able to realize his vision to become the first potato farmer in his region. He will also build a house for his family.

Besides potato farming, for which he receives financing, Wellars also raises cows.
View original language description ↓
Monsieur Wellars, membre du groupe TUGIRUBUKIRE B / Rbv, marié et âgé de 27 ans est agriculteur des pommes de terre. Il a un enfant qui a une année. Il n'a pas d'autres personnes en charge et son niveau d'éducation est 2 ans de l'école secondaire.
Il est devenu client d'ACB en 2011, il est au deuxième cycle de crédit. Le crédit qu'il a reçu lui a permit de faire préparer le champs, acheter les intrats ainsi que les angrais chimiques. Pour lui, aucune difficulté qui peut faire que ce crédit soit mal remboursé. Pour accroître son agriculture, Monsieur Wellars va solliciter d'autre crédit pour acheter d'autres champs. Une fois la superficie sera augmentée, ça lui permettra d'atteindre sa vision d'être le premier agriculteur des pommes de terre dans la région. Il va construire la maison pour sa famille. A part de cultiver les pommes de terre, activité financée, Monsieur Wellars fait l'élévage des vaches.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 49
    View loans »
    Rwanda Loans Fundraising
  • $18,404,150
    Funds lent in using Kiva
  • 595.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Tugirubukire B / Rbv Group's $2,700 loan helped a member to buy 300 kg of potaoes, 150 kg of chemical fertilizers, 20 liters of water etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Mar 16, 2012
Apr 8, 2012
Currency Exchange Loss:
Oct 15, 2012