Juliet is a 26-year-old lady who has a stationery business. She started the business with capital from her father and has operated it for 2 years. She faces problems of inadequate capital to facilitate the business and customers not paying on time. She wants a loan to buy books, pens, and reams of paper for resale. She would like mostly to build a permanent home. She would also like to move her business to a more permanent location.