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Yafet is a 49-year-old man who is married to Rosalina, a 37-year-old lady. From the marriage, they are blessed with nine children. Two of them are working and others are still attending school. As a father of nine children, Yafet has to work hard to cover his family needs and his children's school fees.

Every day Yafet struggles to meet the household needs by selling balls using a cart. Yafet has been running the business for years. He enjoys running this business. Every day Yafet walks with the cart from one place to another to sell balls and toys. Yafet also buys used bottles from people and resells them to the supplier.

Yafet plans to add more balls and toys and to buy used bottles but he needs more capital to do so. Therefore Yafet submitted a loan application and requested a loan of IDR 5,000,000 from TLM.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 77
    View loans »
    Indonesia Loans Fundraising
  • $6,318,525
    Funds lent in using Kiva
  • 9,145.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Yafet to purchase more balls and toys and to buy used bottles to resell to the supplier.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Mar 15, 2012
Apr 12, 2012
Currency Exchange Loss:
Apr 17, 2013