A loan of $2,525 helped to repair the taxi.


Enaam's story

Enaam is a 39 -year-old woman. She is married to Rami, who is a taxi driver and gets a salary, but not enough to cover all the life's needs and to pay the costs for repairing the taxi. Enaam wants to help her husband to repair the taxi he owns by requesting a loan from FATEN to cover the costs of repairing and improving the taxi's condition such as: painting, changing the taxi wheels, doors and mats. This will improve the taxi's condition and give it a new look and more efficiency to work extra hours. This will lead to improvement of the family's income and better living conditions. Enaam is a conservative person who prefers not to have her photo published online, so her husband, Rami, appears in her Kiva profile photo next to his taxi. About this loan product: FATEN offers loans that are customized for Muslim borrowers. A key principle of Islam is the prohibition of charging interest on a loan. This prohibition is based on the belief that money is only a medium of exchange and has no value in itself. In order to offer loans in a manner that is consistent with borrowers' values, FATEN charges 0% interest on this loan. However, FATEN does charge a servicing fee to cover its costs. The loan amount you see listed on Kiva includes both the principal loan and the loan servicing fees. As with all Kiva loans, you should expect to have your funds returned to you according to this loan’s repayment schedule. For more information on lending in the Muslim world, please click here.



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