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Ryskul is 58 years old, married and has five children. She became involved in animal husbandry 17 years ago, having started this business with the purchase of five sheep. At the present time, Ryskul's business contains three dairy cows, one horse and ten sheep, and yields about 10,000 som (KGS) per month from sales of milk and milk products. She also works on 2.0 hectares of irrigated land, where she grows beans and multi-year herbs. In order to further develop her business, Ryskul requested a loan in the amount of 80,000 som (KGS) from the "Bai-Tushum and Partners" company to buy additional heads of livestock. She plans to invest the earnings from the loan into expanding her business.
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Рыскул 58 лет, замужем, имеет 5 детей. 17 лет назад Рыскул начала заниматься животноводством, начав этот бизнес с покупки 5 овец. В настоящее время хозяйство Рыскул насчитывает 3 дойные коровы, 1 лошадь и 10 овец, что приносит около 10,000 сом (KGS) в месяц от продажи молока и молочных продуктов. Также Рыскул возделывает 2,0 га орошаемой земли, где выращивает фасоль и многолетние травы.
В целях дальнейшего развития своего бизнеса, Рыскул обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 80,000 сом (KGS) на закуп дополнительных голов скота. Доходы от кредита Рыскул планирует вложить в увеличение хозяйства.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 56
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,887,550
    Funds lent in using Kiva
  • 46.6
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,725 helped Ryskul to purchase livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 27, 2012
Apr 4, 2012
Currency Exchange Loss:
Apr 17, 2013