Fighting for a better future? We need your help.

Creating a more equitable world takes a lot of time and energy, but at Kiva we’re in it for the long haul. 100% of money lent on Kiva goes to funding loans. That means we rely on donations from people like you to make this work possible. For a limited time, if you donate $35 or more, a $25 bonus will be added to your account (you’ll get an email once it’s there).
Premal Shah, President & Co-Founder, Kiva
  • $25
  • $35
  • $50
  • Submit
  • Other

A loan of $1,625 helped to expand the variety of products.


Gulzat's story

Gulzat is 35 years old, married and is raising three school age children. While looking for a source of income for her family Gulzat started her business in 2008 doing animal husbandry with a starting capital of 20,000 som (KGS). Today Gulzat's business has one horse, five sheep, five goats and two cows bringing around 10,000 KGS monthly from the sale of milk and dairy products. The desire to save some money for her children's education pushed Gulzat to expand her business and open a food stall. With the goal to increase her working capital Gulzat has come to Bai Tushum and Partners for a loan in the amount of 75,000 KGS which will let her expand the variety of products and acquire new customers. Gulzat plans to partially invest the income from the loan to buy building materials to build a shed for the livestock and partially into the growth of her retail business.

Translator profile picture

Translated from Russian by Kiva volunteer Elena Fedorchuk



Loan details


Lenders and lending teams



Loan details