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Juliebeth, 41 years old, is married and has 2 children, one of them in school. Juliebeth works very hard to provide for her family. For the past 10 years, Juliebeth has operated a sari-sari (general store) in the Philippines, selling a variety of items such as sardines, noodles, snack foods, etc. She has requested a PHP 30,000 loan through NWTF to buy items such as shampoo, groceries, etc. to sell in her store. In the future, Juliebeth would like to save enough money to afford to send her children to college.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 347
    View loans »
    Philippines Loans Fundraising
  • $70,724,275
    Funds lent in using Kiva
  • 42.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Juliebeth to buy additional items to sell.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Mar 27, 2012
Apr 11, 2012
Currency Exchange Loss:
Jul 15, 2012