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Yarha Group
In this Group: Rosa Argentina, Karla, María Ligia
The group Yarha is made up of three hardworking and entrepreneurial women. One of them is Rosa Argentina, who has made a living selling handbags for 25 years and by which she got her 6 older children ahead.

She will invest the loan in the purchase of handbag merchandise.

The other members of the group are Karla Patricia, who has had a small grocery store for fifteen years, and Ligia, who has an eatery.
View original language description ↓
El grupo Yarha está conformado por tres personas trabajadoras y emprendedoras una de ellas es Rosa Argentina quien se dedica al comercio de cartera desde hace 25 años con lo cual saco adelante a sus 6 hijos los cuales todos son mayores.
El crédito lo invertirá en la compra de mercadería en carteras.
Las otras integrantes son Karla Patricia quien desde hace 15 años tiene una pulpería y María Ligia quien tiene una comideria.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 54
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 23.3
    Nicaragua Cordobas (NIO) = $1 USD
A portion of Yarha Group's $1,675 loan helped a member to purchase handbag merchandise.
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 30, 2012
Apr 18, 2012
Currency Exchange Loss:
May 18, 2012