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Maria Auxiliadora
This woman is originally from the town of San Jacinto where she works as an elementary school teacher. For the past 28 years, she has taught classes at the local school. Regarding her family, she has no dependent children since they are already independent.

This woman is requesting a loan in order to buy crossbeams, zinc, cement, iron, screws, and to pay for labor so that she can make improvements to the roof and the walls of her home. She is currently seeking her third loan which is being offered through a signed agreement with her school. She says the loans have helped improve the standard of her living conditions. For this reason, she has remained a loyal and active client of CEPRODEL. The benefits from these loans have had a positive impact on the development of her family's conditions.

View original language description ↓
Esta señora es originaria del poblado de san Jacinto se desempeña como maestra de primaria con 28 años de laborar impartiendo clases en un colegio de la localidad, en caso de su núcleo familiar no tiene hijos a su cargo, ya son independiente, esta señora está solicitando financiamiento para la compra de Perlin, Zinc, Cemento, Hierro, Goloso y Mano de Obra, Para mejorar el techo y pared de su vivienda actualmente está solicitando el tercer financiamiento atravez del convenio firmado con dicho colegio, dicho financiamiento le ayudara a mejorar sus condiciones y nivel de vida, por eso es que se ha mantenido fiel a ceprodel como cliente activo siendo beneficiada con los créditos los que le han sido de gran impacto en su desarrollo y condiciones familiares.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 64
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 23.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Maria Auxiliadora to buy construction materials for home improvements and to pay for labor.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 12, 2012
Apr 17, 2012
Currency Exchange Loss:
Mar 15, 2013