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Milagro Group
In this Group: Juana Esperanza, Maria Nela, Maria De Los Angeles
The group Miracle is formed of 3 hardworking and driven members. One of them is Juana Esperanza who has been making nacatamales (steamed meat and vegetable paste cooked in banana or maize leaves) and firewood for 7 years. She is married to Alejandro who is an agricultural worker and they have one son. She will use the loan to buy firewood. The other members are María Nela, who has been selling beans for 5 years as well having worked in agriculture, and María de los Ángeles who sells clothes.
View original language description ↓
El grupo Milagro lo conforman tres personas trabajadoras y emprendedora una de ella es Juana Esperanza quien elabora nacatamales y leña desde hace 7 años. Ella está casada con Alejandro quien es agricultor y con quien tiene un hijo. El crédito lo invertirá en leña.
Las otras integrantes son María Nela quien vende frijoles desde hace 5 año y agricultura y María de los Ángeles vende ropa.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 68
    View loans »
    Nicaragua Loans Fundraising
  • $25,768,625
    Funds lent in using Kiva
  • 23.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Milagro Group's $750 loan helped a member buy firewood.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Mar 23, 2012
Apr 15, 2012
Currency Exchange Loss:
Nov 16, 2012