Flores Ometepec Group
This story is about Clara as she is this group's representative. She is 57 years old and has been a widow for more than 8 years. She has 3 children, of which only Miguel is in his 4th year of studies in technology at university. Clara has been making and selling piñatas for more than 1 year.
She says that she decided to set up this business because, aside from the fact that this activity returns good profits, she wanted to find a way to support her son with his studies and give him a better quality of life. The loan which she has received will be invested in the purchase of material such as: paper, glue, cardboard, balloons, foil, ceramic pots, plaster, sheets, etc.
The aim which Clara has given herself is to provide her son with an excellent quality of life and she also wants to grow her business much more, so much so that she is thinking of expanding her business to set up a section for sweets and thereby have a larger stock and a greater variety of products to improve and increase her profit margins.
Clara thanks the Fundación Realidad and Kiva for the help which they are giving her, as she will be able to improve her quality of life as well as that of her family, in addition, they now enjoy a more stable financial situation.
The members of the Flores Ometepec group, and the activities they pursue are as follows: Dolores (sweet shop), Clara (sale of piñatas) and Alberto (groceries).
Ella dice que decidió iniciar con este negocio porque quería buscar la manera de apoyar a su hijo con sus estudios y darle una mejor calidad de vida, aparte de que esta actividad le deja muy buenas ganancias, el crédito que recibió lo va invertir en la compra de material como son: papel, pegamento, cartón, globos, papel metálico, ollas, yeso, laminas, etc.
La meta que se ha puesto doña clara es la de ofrecerle una excelente calidad de vida a su hijo ya que también, quiere hacer crecer mucho más su negocio, tanto que está pensando en ampliar su local para poner una dulcería y así tener mucho más surtido y con más variedad de productos, para mejorar e incrementar sus ganancias.
Doña Clara le da las gracias a Fundación realidad y kiva por la ayuda que le están brindando, ya que podrá mejorar su nivel de vida y la de su familia, también ahora gozaran de una solvencia económica más estable.
Las integrantes del grupo flores Ometepec y las actividades que realizan son las siguientes: dolores-dulcería, clara-venta de piñatas y Alberto-abarrotes
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid