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Yessenia Vanessa
YESSENIA VANESSA is 22 years old, single and has no children. She lives with her parents in Quito, in the province of Pichincha.

YESSENIA VANESSA studies Business Administration and she is requesting a loan to buy children's clothing such as sweatshirts, t-shirts, socks and sweaters. With the help of the loan she will be able to start up the new business she is planning.

Her merchandise purchases will be made in Quito and her goal is to extend her business to other cities.

The challenge she is facing is to finish her university degree while going ahead with her business plan.
View original language description ↓
YESSENIA VANESSA tiene 22 años de edad es soltero no tiene hijos, vive con los padres en Quito Provincia del Pichincha.

YESSENIA VANESSA se dedica a estudiar Administración de Empresas. Solicita el crédito para comprar ropa de niños cómo calentadores, camisetas, medias, chompas. Con la ayuda del crédito podrá dar inicio del nuevo negocio que va a ponerse.

Las compras de la mercadería lo hará en Quito. El sueño es poder aplicar el negocio y tener cobertura en otras ciudades.

El desafío al que se enfrenta es terminar la carrera universitaria y seguir adelante con el negocio.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 41
    View loans »
    Ecuador Loans Fundraising
  • $26,542,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Yessenia Vanessa to buy children's clothing such as sweatshirts, t-shirts, socks and sweaters.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 15, 2012
Apr 15, 2012
Currency Exchange Loss:
Jun 17, 2013