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Les Enfants Unis 2 (#1) Group
In this Group: Marina, Safine, Rock
Marina, age 22, is a single mother with two children. Both of her children are attending school. She runs a small bakery where she sells pastries and cakes in a local market. She has had this business for seven years. Marina will use the loan to buy sugar and flour. Her strategies are to offer good quality products and to bake and sell the most popular products. She tries to provide what her customers like best.

Marina has received three previous loans from Kiva's partner, HOPE Congo. She has a very good repayment record. The rain poses a great difficulty to her because her stand in the market does not keep out the rain. She hopes to build a more fortified stand and, as she grows, to eventually build a boutique. She will continue to receive loans from HOPE Congo because they are helping her to expand her business.

Additional Information

Important Information

About HOPE Congo S.A.: HOPE Congo S.A. is a start-up microfinance institution located in Brazzaville, Republic of the Congo. As of 2009, the Republic of the Congo was the 136th-ranked country in the United Nations Development Programme’s Human Development Index. The average life expectancy is in the low 50s and food insecurity poses a constant threat to ordinary people’s well-being. Through the creation of community banks, HOPE Congo provides credit, savings, and training for entrepreneurs in Brazzaville. With their services, they aim to nourish a culture of saving and an independent community of responsible and self-sustaining entrepreneurs.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Rep.)

  • $6,600
    Average annual income
  • 0
    View loans »
    Congo (Rep.) Loans Fundraising
  • $2,281,600
    Funds lent in using Kiva
  • 491.6
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A portion of Les Enfants Unis 2 (#1) Group's $3,075 loan helped a member to buy sugar and flour.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 28, 2012
Apr 11, 2012
Currency Exchange Loss:
Oct 15, 2012