The women in the group are asking for their fourth loan in order to purchase millet, wood and condiments. Oumou (second person from the right in the group of standing women in the photo), plans to stock up on bulk quantities of condiments in Fana and Dioïla, and then re-sell these products in her village. She sells on credit or cash to a customer base largely comprised of women. She hopes to gain monthly profits of 20,000 FCFA [approximately 40.50 USD] to take care of her needs and that of her children.
Elles se sont connues à travers des liens de parenté, de voisinage et d’amitié. Elles font le commerce de condiments alimentaires, du bois de chauffe et de céréales.
Les femmes du groupe Balimaya sont à leur quatrième prêt solidaire qui sera utilisé pour acheter du mil, des bois de chauffe et des condiments.
La cliente OUMOU, deuxième personne à partir de la droite dans le rang des debouts, compte acheter des colis de différentes sortes de condiments auprès des fournisseurs de Fana et de Dioïla pour ensuite les revendre au village, au comptant et à crédit, à une clientèle composée essentiellement de femmes.
Elle envisage réaliser un bénéfice moyen mensuel de 20.000FCFA qui sera utilisé pour faire face aux besoins personnels et de ses enfants.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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