A loan of $400 helped to buy and insure a dairy cow.


Teresia's story

Teresia is age 42 and has been farming for five years. She employs one farmhand to help with her farm's producing and with selling eggs and vegetables. She also runs a tailoring shop which generates additional income to that of farming. She is married and has three children between the ages of fourteen and eight years. Teresia has made a loan request amounting to 31,200 KES from Kiva partner Juhudi Kilimo to buy and insure a dairy cow. She believes the acquisition of a dairy cow through a loan will earn her good income and help in improving the living standards of her children, with milk being available for the family consumption besides being sold to repay the loan, as well as meet other of the family's basic needs. For Teresia, the major challenge in farming is caused by animal diseases which eats into their farming income.



Loan details


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Loan details