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Copaboka 1 Group
In this Group: Thacianna, Véronique, Claude , Tharcisse, Desire, Vérène, Patricie, Gerald, Cecile, Garcan, Seraphine, Ernestine, Leothalie, Liberatha, Calisa, Berthilde, Therese
Véronique is a member of the Copaboka 1 group and is a rice grower. She is 53 years old and has ten children aged between 30 and eight. Eight of her children are in school and she has no one else to provide for. Véronique herself attended infant school for 3 years.

Véronique became an ACB customer in 2011 and this is her first loan cycle. The loan has been used to purchase chemical fertillizers and pay the farmhands who worked in her fields. Her strategy for expanding her business is to request another loan, which will allow her to establish herself in this sector. The profits will be used for the education and care of her children.
View original language description ↓
Madame Véronique, membre du groupé COPABOKA 1, âgé de 53 ans, cultivatrice du riz, a 10 enfants dont le plus âgé a 30 ans et le moins âgé a 8 ans. 8 de ses enfants vont à l'école et n'a aucune autre personne en sa charge. Véronique a 3 ans de l'école familiale.

Elle est devenue cliente de l'ACB en 2011 est le cycle actuel est son premier. Le crédit qu'elle a bénéficié lui a été utile en achetant les angrais chimiques et en payant la main d'oeuvre des gens qui ont cultivé son champs. Sa stratégie pour accroître son agriculture est de demander dans le futur d'autre crédit, ceci lui permettra de devenir compétente dans ce secteur agricole. Avec le profit, elle va éduquer et faire soigner ses enfants.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 37
    View loans »
    Rwanda Loans Fundraising
  • $16,926,975
    Funds lent in using Kiva
  • 595.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Copaboka 1 Group's $2,525 loan helped a member to buy chemical fertilizers and pay workers.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Mar 24, 2012
Apr 3, 2012
Currency Exchange Loss:
Dec 15, 2012