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Copaboka 4 Group
In this Group: Beatrice, Modeste, Donatile, Godefroid, Veronique, Venuste, Marie Brigitte, Cecile
Vénuste is a member of the Copaboka 4 group. He is 44 years old and has five children between the ages of 16 and four. Three of his children are in school, and he is their only provider. Vénuste completed six years of primary education.

Vénuste became an ACB customer in 2012 and this is his first loan cycle. He is a rice farmer, and the loan will allow him to buy chemical fertilizers and pay the farmhands that work in his fields. He does not anticipate any difficulty in repaying the loan. In order to expand his business, he hopes to obtain further loans in the future and this will help him become the best in his field. His profits will go towards supporting his family.
View original language description ↓
Monsieur Vénuste, membre du groupe COPABOKA 4 est âgé de 44 ans. Il a 5 enfants dont le plus âgé a 16 ans et le moins âgé a 4 ans. Trois de ses enfants vont à l'école et n'a aucune autre personne en charge. Le niveau d'éducation de Monsieur Vénuste est 6 ans de l'école primaire.

Il est devenu le client d'ACB en 2012 et le cycle actuel est le premier. Etant l'agriculteur du riz, le crédit lui octroyé lui permit d'acheter les angrais chimiques et a utilisé le reste au payement de la main d'oeuvre des gens qui ont cultivé son champs. Il n'anticipe aucune difficulté pouvant faire que ce crédit soit mal remboursé ou ne soit pas remboursé. Pour accroître son agriculture, il prévoit demander d'autres crédits et ceci lui permettra d'être le meilleur dans ce business. Avec le profit, il va développer sa famille.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 48
    View loans »
    Rwanda Loans Fundraising
  • $16,932,450
    Funds lent in using Kiva
  • 595.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Copaboka 4 Group's $1,050 loan helped a member to buy chemical fertilizers and pay workers.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Mar 24, 2012
Apr 3, 2012
Currency Exchange Loss:
Nov 15, 2012