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Bernarda De Jesús
Bernarda de Jesús lives with her husband and children in her own house. She is a very hard-working and humble woman.

Bernarda devotes herself, with help from her husband, to growing the main staple crops like corn and beans. She has worked her whole life in order to get her beloved family ahead. Thanks to her work and God’s help, she has managed to bring home the daily bread. She also helps a little with the household expenses.

She lives in very poor and humble conditions because she does not have access to other income. In spite of everything, she does not give up. This drives her to work harder to get her family ahead. Her family is everything to her.

Thanks to her charisma and generosity she has known how to win the confidence of a lot of her neighbors. Each day more people prefer her business because she is a very hard-working and honest woman.

She has made the decision to request a loan from Integral. The loan is to buy agricultural supplies for the 2012 sowing time that is approaching once winter comes. She will buy seeds, fertilizers, and insecticides for her main crops of staples. This way she hopes to manage to improve her family’s living conditions and to continue giving them what they deserve.
View original language description ↓

Bernarda de Jesús habita junto con su esposo e hijos en casa de su propiedad. Ella es una mujer muy trabajadora y humilde. La señora Bernarda se dedica junto a la ayuda de su esposo al cultivo de los principales granos básicos como: maíz y frijoles. Ha trabajado toda su vida para sacar adelante a su querida familia y gracias a su trabajo y a la ayuda de Dios ha logrado llevar el pan de cada día a su hogar y ayudar un poco con los gastos del hogar. Vive en condiciones muy pobres y humildes ya que no cuentan con la entrada de otros ingresos. A pesar de todo ella no se da por vencida, esto la impulsa a trabajar más duro para sacar adelante a su familia que lo es todo para ella. Gracias a su carisma y generosidad ha sabido ganarse la confianza de muchos de sus vecinos los cuales cada día la prefieren más por ser una mujer muy trabajadora y honesta. Ha tomado la decisión de solicitar este credito a INTEGRAL para invertir en los insumos agrícolas para la siembra 2012 que se aproxima una vez ingrese el invierno (semillas, abonos, insecticidas, etc.) para el cultivo de los principales granos básicos. De esta forma espera lograr mejorar las condiciones de su familia y continuar dando lo que se merecen.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 529
    View loans »
    El Salvador Loans Fundraising
  • $31,744,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Bernarda De Jesús to buy seeds, fertilizers, and insecticides.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Mar 13, 2012
Apr 14, 2012
Currency Exchange Loss:
Apr 18, 2013