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Merlinda is 69 years old and married with seven children.

Merlinda works hard to provide for her family. She runs a general store in the Philippines and requested a loan of 13,000 Philippines pesos (PHP) through NWTF to purchase more items like bread, biscuits, canned goods, and other groceries.

Merlinda has borrowed and paid 19 loans from NWTF before this loan. She has been running the general store for 50 years and also earns an income from food vending.

Merlinda aspires to repair and renovate her family home.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 301
    View loans »
    Philippines Loans Fundraising
  • $70,667,050
    Funds lent in using Kiva
  • 43.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Merlinda to purchase more items like bread, biscuits, canned goods, and other groceries.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 22, 2012
Apr 10, 2012
Currency Exchange Loss:
Oct 15, 2012