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Gulsara is 45 years old, married and has five sons. She works as a history teacher at a local school and is involved in in animal husbandry to provide an additional source of income. She started this business with an amount of 30,000 som (KGS), and, thanks to her hard work and persistence, Gulsara was able to develop her business to have a monthly profit of 13,000 som (KGS). Thanks to the business profits, she is able to pay for her children's education in a university. Gulsara is also involved in making national goods, such as kurak (blankets, mattresses), sayma (embroidery), which serves as an additional source of income for her family. In order to further develop her business, Gulsara requested a loan in the amount of 70,000 som (KGS) from the "Bai-Tushum and Partners" company to buy additional heads of livestock. She plans to invest the earnings from the loan into a further development of her business.
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Гулсаре 45 лет, замужем, имеет 5 сыновей. Гулсара работает преподавателем истории в местной школе и в качестве дополнительного дохода занимается животноводством. Начав этот бизнес с суммы в 30,000 сом (KGS), благодаря упорному труду Гулсара смогла развить хозяйство с ежемесячной прибылью в сумме 13,000 сом (KGS). Благодаря прибыли от хозяйства, Гулсара оплачивает обучение своих детей в университете. Также Гулсара занимается изготовлением национальных изделий, таких как курак (одеяла, матрасы), сайма (вышивка), что служит дополнительным доходом для ее семьи.
В целях дальнейшего развития своего хозяйства, Гулсара обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 70,000 сом (KGS) для покупки дополнительных голов скота. Доходы от кредита Гулсара планирует вложить в дальнейшее развитие своего хозяйства.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 35
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,533,825
    Funds lent in using Kiva
  • 46.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Gulsara to purchase livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 26, 2012
Mar 30, 2012
Currency Exchange Loss:
Nov 15, 2012