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Naila is 40 years old and lives in the Gardabani District, East Georgia, with her family: her husband, Mubariz, and their 19- and 21-year-old children. Naila earns a living through agriculture. She and her family run a dairy farm with eight milk cows and 13 calves. Naila sells milk to local dairy companies and the family sells calves in the village. Their total average monthly is 1,000 GEL.

Naila is requesting a loan to purchase cattle feed. She will purchase hay and use it for feeding livestock through May after which she will sell her calves. Nalia will reinvest the profits from her loan into the further development of her dairy farm, in particular to purchase additional milk cows.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 29
    View loans »
    Georgia Loans Fundraising
  • $8,567,900
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Naila to purchase feed for her cows and calves.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 14, 2012
Apr 10, 2012
Currency Exchange Loss:
May 15, 2012