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Francisco is 33 years old, married, and has two children. His wife takes care of the household duties. Francisco is a determined individual who works very hard so that his household lacks nothing. His family is very close and works hard. Francisco started working when a cousin taught him this trade. He later decided to start his own business. Francisco began by purchasing milk for producing cheese. His business grew a little bit at a time with the milk separator he acquired when he started six years ago. Francisco works from 6am to 5pm.

The loan he is requesting will be used to buy milk for making cheese. This loan will change Francisco's life in a major way since he does not have enough money to buy the necessary supplies for making his product. As a result, he will have more cheese to offer to his customers. The problem he has had to face was being the victim of a robbery in which he lost a great deal of money, which affected his business. Francisco was left without any working capital to invest in cheese production. One of his goals is to grow his business so that he can move his family forward.

This is his fourth loan with FAMA and his previous loans were repaid on time.

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Francisco tiene 33 años de edad, es casado y tiene 2 hijos, su esposa se dedica a los quehaceres del hogar, francisco es una persona luchadora ya que se ha dedicado a trabajar muy duro para que no le falte nada en su hogar, es una familia muy unida y trabajadora. Francisco inicio con un primo que fue quien le enseño a trabajar, luego decidió comenzar su propio negocio, el empezó a comprar leche para producir queso, y poco a poco ha ido creciendo y desde hace seis años inicio con la descremadora, su horario de trabajo es de 6:00 am a 5:00 pm. El préstamo que solicita Francisco lo necesita para la compra de leche para elaborar queso. Con este préstamo cambiaria la vida de Francisco en gran manera ya que no cuenta con el dinero suficiente para comprar la mercadería necesaria para elaborar el producto y así poder ofrecerles mas queso a sus clientes. El único problema que ha tenido fue una vez que lo asaltaron y perdió mucho dinero y eso le afecto en su negocio, ya que se quedo sin capital para trabajar e invertirlo en la producción del queso. Una de sus metas es que su negocio pueda crecer y así poder sacar adelante a su familia. Es su cuarto crédito en FAMA y ha cancelado sus cuotas de forma puntual.

Additional Information

About FAMA:

Honduras is one of the poorest countries in the Western Hemisphere with approximately 59% of people living below the poverty line. Familia y Medio Ambiente OPDF (FAMA OPDF) is a Honduran non-profit with no religious or political affiliation. FAMA’s mission is to provide quality and opportune financial services so that men and women have equal opportunities to develop their micro or small businesses, whether they focus on agriculture, manufacturing or services. FAMA operates 13 branches throughout Honduras and serves over 12,500 clients.

About Honduras

  • $4,800
    Average annual income
  • 53
    View loans »
    Honduras Loans Fundraising
  • $9,873,575
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD