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Elena Mercedes
44-year old Elena lives in Playa Villamil. She decided to start a business selling school supplies because her husband left her and she needed to support her two small children. She works alone. One of Elena's problems is the rain that causes the streets to flood.

In the future she wants to do some repairs on her house and improve her business. With the loan money she plans to buy school supplies such as note books.
View original language description ↓
Elena de 44 años vive ( playa villamil ). Ella decidió entrara al negocio de la venta de utiles escolares por motivo de que su esposo la abandono .ella necesitaba darle lo necesario a sus hijos y decidió poner un bazar . le va bien trabaja todos los días sola tiene 2 hijos pequeños .la dificultad que tiene es las calles que cuando llueve se innundan . a futuro ella anhela arreglar su casa y mejorar su negocio . con el préstamo comprara (utiles escolares, cuadernos ).

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 58
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $850 helped Elena Mercedes to buy school supplies and notebooks.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 8, 2012
Apr 12, 2012
Currency Exchange Loss:
Apr 18, 2013