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Rosa Marlene

Update on Rosa Marlene

Rosa is 51 years old and lives in Playas (Villamil). She began her business 7 years ago selling sausage and fried food. Things are going well for her with her business. Aside from this she makes a living selling cosmetics and raising chicken. She's a hardworking woman as she does this by herself from 4:00am until 11:00pm. The difficulty that she has is her sickness. She is single and in the future she longs to have a home. With the loan she will buy supplies.
View original language description ↓
Rosa de 51 años vive ( playas villamil ). ella empezo este negocio hace 7 años vendiendo salchichas y fritada le va muy bien en su negocio . aparte se dedica a vender cosmeticos y a la crianza de pollos . es una mujer muy trabajadora ya que lo hace sola desde las 4:00 am a 23:00 la dificultad que tiene es la enfermedad de ella es soltera . a futuro anhela tener su casa . con el prestamo comprara ( viveres ).

Previous Loan Details

Rosa Marlene is a 50-year-old entrepreneur. She lives in Playas Canton, one of the tourist destinations of Ecuador, which is known for its large variety of seafood. Her children are grown and moved out already but they help her with her expenses. Rosa Marlene started selling clothes and make... More from Rosa Marlene's previous loan »

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 31
    View loans »
    Ecuador Loans Fundraising
  • $26,538,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Rosa Marlene to buy blouses.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 7, 2012
Apr 12, 2012
Currency Exchange Loss:
Mar 15, 2013
This photo was used before for a previous loan for Rosa Marlene. It was first posted on Kiva on Jan, 2011. Learn More