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Ninfa Cruz
Ninfa is 54 years old and lives on an island in Guayaquil. She decided to build a dining room because her specialty is cooking. She works alone every day from 7:00 to 2:00pm, and sometimes has the help of her daughter. Things are going well for her because when she began, her house was made of cane and now it's made of wood. In the future she longs for it to be made of cement. With the loan she will buy cement, sand, blocks, and paintings to better build her home and thus improve her business.
View original language description ↓
Ninfa de 54 años vive ( isla - Guayaquil ). Ella decidió ponerse un comedor ´porque su especialidad es la cocina . trabaja todos los días sola a veces la ayuda su hija desde la 7:00 a 2:00 pm. Le va bien porque desde que empezó su casa era de caña ahora es de madera y a futuro anhela que sea de cemento. Con el préstamo comprara ( cemento, arena, bloques, pinturas para construir mejor su casa y asi mejorar su negocio).

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 76
    View loans »
    Ecuador Loans Fundraising
  • $25,604,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Ninfa Cruz cement, sand, blocks, and paintings.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 7, 2012
Apr 12, 2012
Currency Exchange Loss:
Apr 18, 2013