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Josue Daniel
Josue is a man of 24, who day after day does his very best to succeed and prove to himself that he can achieve great things. He has faced various challenges through the years, including a separation from the the mother of his small 2-year-old son, and at the same time, the frequent tremors and rains that have affected large parts of the cities.

In order to generate the income necessary for his basic needs, he sells plastic sheeting, baling material, and bag-closing thread, for covering and packaging agricultural products. Currently, he is working eight hours a day in this business, from early in the morning, as his buyers usually visit him at an early hour of the day.

With a bit of help, Josue will be able to buy the plastic sheeting, baling material, and bag-closing thread he needs. This is due to the fact that it is in these months, that the number of his customers increases because of the harvest season. In this way, he wishes to increase his income, and in time expand his business to start a freight transportation business, which he will do to improve his quality of life and that of his small son.
View original language description ↓
Josue es un hombre de 24 años que día a día se esfuerza mucho para poder salir adelante y demostrarse a sí mismo que puede lograr grandes cosas. A través de estos años ha afrontado distintos retos, entre ellos la separación con la madre de su pequeño de 2 años y a su vez los frecuentes temblores y lluvias que han afectado grandes partes de las ciudades.

Para poder generar los ingresos necesarios para sus necesidades básicas, se dedica a la venta de mallas, fardos y conos para la cobertura y embalaje de productos agrícolas, actualmente se está dedicando a este negocio 8 horas diarias, desde muy temprano, ya que los compradores suelen visitarlo a tempranas horas.

Con un poco de ayuda, Josue podrá comprar mallas, fardos y los conos que necesita debido a que es en estos meses, donde sus clientes se incrementan por la temporada de cosecha. De esta manera desea poder incrementar sus ingresos y con el tiempo ampliar su negocio para así iniciarse en el negocio de transporte de carga, lo que hará que mejore la calidad de vida de su pequeño como también la suya.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 37
    View loans »
    Peru Loans Fundraising
  • $64,372,900
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD
A loan of $1,125 helped Josue Daniel to buy plastic sheeting, baling material, and bag-closing thread, for covering and packaging agricultural products.
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 28, 2012
Apr 14, 2012
Currency Exchange Loss:
May 14, 2012