Mary N. is a widow and supports her 1 child. She has been selling clothing materials for 5 years. Mary takes her clothing materials to seamstresses who buy them and turn them into men’s and women’s clothes. She is requesting $425 to buy additional clothing patterns so she can attract more customers. Mary is also a member of a lending group called, “Nyame Ye Kase Traders”, which consists of 14 borrowers in Cape Coast, Ghana.