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Update on Cecilia

Cecilia is a longstanding client of the institution who because of the nearness of her home always seeks credit from the agency. She behaved nicely and courteously during the evaluation she underwent. In addition, she established good credit history with her previous loans.

Cecilia lives in the Alto San Pedro zone in the city of La Paz, Bolivia. Cecilia works making and bottling cream of arnica, an activity she does well in because she has a large clientele. She also has an Internet café in the zone and this is why she’s asking for the loan to buy a computer.

Cecilia is very hardworking and self-sacrificing at work. She’s convinced that with her willingness to work one day her business will be more commercial, productive and profitable. She is grateful to the institution for the support provided.
View original language description ↓
La señora Cecilia, es una clienta antigua de la institución que por la proximidad de su domicilio siempre solicita crédito en la agencia, demostró un trato amable y Cortez en la avaluación que se la hizo, además por el buen historial crediticio que demostró en los anteriores créditos, La Sra. Cecilia vive en la zona alto San Pedro, de la ciudad de la paz Bolivia, la Sra. Cecilia se dedica a la elaboración y envasado de crema de árnica actividad donde le va muy bien ya que tiene mucha clientela, también tiene un café internet por la zona y por este motivo solicito el crédito que es para la compra de una maquina computadora, la Sra. Cecilia es muy trabajadora y además abnegada con su trabajo, ella tiene la voluntad de que con trabajo, va un día tener su negocio en un lugar mas comercial y con mayor producción y rentabilidad, esta agradecida con la institución por el apoyo brindado.

Previous Loan Details

Cecilia is a long standing client of the institution that, because of the close proximity of her home to the agency, often requests loans. She behaved kindly and courteously when she was evaluated. Besides, she established good credit history with her previous loans. Cecilia lives in the Alt... More from Cecilia's previous loan »

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $5,500
    Average annual income
  • 125
    View loans »
    Bolivia Loans Fundraising
  • $36,679,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Cecilia to buy a computer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 13, 2012
Apr 11, 2012
Currency Exchange Loss:
Apr 17, 2013