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Chea is 46 years old. She lives with her family: her husband and five children. Rice husbandry is a vital business for the family and its sole income. Chea, together with her spouse, is able to earn in the neighborhood of 4.00 USD per day. Four of her children live under the same roof with her and depend on her income.

One of Chea’s son works as apprentice repair person for a car garage in Phnom Penh city. He has worked and practiced car fixing there for a few years, and now he has enough skills to become independent. As it’s a great opportunity now, Chea’s son wants to set up a business and open a proper place to act himself as the main car repair person there. However, he doesn’t have enough capital to attain his goal.

To help her son achieve this goal, Chea decided to ask for a loan from HKL to add to her existing savings to open a small garage for her son so he can provide car fixing service. She hopes that he’ll be able to get success with this investment.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 80
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,000.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Chea open a car repair garage for her son.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Feb 29, 2012
Apr 9, 2012
Currency Exchange Loss:
Jan 23, 2013