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Armen is 42 years old. He lives in Pokr Vedi village with his wife, mother and 3 children. Armen runs a farm of 2.8 hectares where he cultivates wheat, tomato, cucumber and watermelon crops. Armen's wife and mother help him with the daily agricultural activities. Armen has been involved in farming for 12 years.

Armen has applied for this loan to start land cultivation. With the help of this loan, he plans to purchase tomato and watermelon seeds and fertilizer. Armen is full of hope that he will gather a rich harvest and get increased income from its sales. With additional income, Armen plans to renovate his house and create more prosperous conditions for his family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 161
    View loans »
    Armenia Loans Fundraising
  • $17,086,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Armen buy seeds and fertilizer.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 27, 2012
Apr 9, 2012
Currency Exchange Loss:
Apr 16, 2014