A loan of $1,200 helped to purchase materials to renovate his house (20 planks, 20 insulated gypsum boards, 3 doors, etc).

Richard's story

Richard, a 33 year old married man, has four children - the eldest is 8 years old, the youngest one. Three of the children attend school, and he also has another dependent child. He completed five years of primary education. He became a client of the ACB in 2007, and this will be his 19th loan with them. All the previous loans have been repaid without any problems.
The current loan is to be used to purchase construction materials to remodel his home. After remodelling this house, which is divided into two sections, one half will be put up for rent.
This will enable him to earn additional income, which will better enable him to take care of his family. In the future, he intends to request a loan to purchase a motorcycle, which will be used to take passengers on trips they will pay for.
His ambition for the family is to buy a cow for each of his children, which will allow them to have milk to drink and for sale, which will in turn pay for the school fees.

Translated from French by Kiva volunteer Alistair Assheton

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