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Umurimo Isoko Y'iterambere Group
In this Group: Nepomuscène, Vianney , Sylvain, Gregoire, Desiré, Viateur , Alphonse, André , Pafiri, Aphrodis
Sylvain belongs to the Umurimo Isoko Y'Iterambère group. He was born in Rwanda and is 54 years old. He is married and has six children, the eldest of whom is 33 years old and the youngest 17. Three of his children attend school and he has two other dependents. He has six years of primary education himself.

Sylvain began working with ACB in 2012 and is on his first loan cycle. The loan which has been granted to him will allow him to buy chemical inputs for his rice and also pay for the labor cost of the people who have farmed his field. He does not enviseage any difficulty in repaying the loan. His strategy for growing his business is to get other loans with a view to developing increasingly his farming. With this strategy, he is planning to become the most signficant rice farmer in his region, and this will allow him to improve his family's life.
View original language description ↓
Monsieur Sylvain fait partie du groupe UMURIMO ISOKO Y'ITERAMBERE. Il est né au Rwanda et est âgé de 54 ans. Il est marié et a 6 enfants dont le plus âgé a 33 ans et le moins âgé a 17 ans. 3 de ses enfants vont à l'école et il a deux autres personnes en charge. Son niveau d'éducation est 6 ans de l'école primaire.

Monsieur Sylvain a débuté de travailler avec ACB en 2012, il connait le premier cycle de crédit. Le crédit lui octroyé lui permettra d'acheter les angrais chimiques pour son riz, il va payer également la main d'eouvre des gens qui ont cultivé son champs. Il n'anticipe aucune difficulté qui peut faire que le crédit ne soit pas remboursé. Sa stratégie pour la croissance de son affaire consiste à solliciter d'autres crédits en vue de développer de plus en plus son agriculture. Avec cette stratégie, il prévoit devenir le premier agriculteur du riz dans la région et cela lui permettra de développer sa famille.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 43
    View loans »
    Rwanda Loans Fundraising
  • $18,416,825
    Funds lent in using Kiva
  • 595.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Umurimo Isoko Y'iterambere Group's $1,700 loan helped a member to buy chemical inputs and to pay the labor costs of people who have been farming his field.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
At end of term
Mar 15, 2012
Apr 1, 2012
Currency Exchange Loss:
Sep 15, 2012