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Xavier Marcos
Xavier is 32 years old and lives at Villamil Beach. He started this business 10 years ago. He studied to be an electrician, which helped him to obtain his own workshop. He achieved this and carries out the role of electrician.

He is married with children and his wife sells cosmetics. He works hard everyday with great effort. In the future he longs to make his business large. He has difficulty with delinquency. With the loan he will buy tools and materials.
View original language description ↓
Xavier de 32 años vive ( playa villamil ). El empezó hace 10 años con este negocio sus estudios fueron electricidad . y eso le ayudo para que ahora se ponga su propio taller . lo logro se desempeña en su trabajo de electricista . es casado tiene hijos su esposa vende cosméticos . trabaja todos los días con esfuerzo y ganas .a futuro el anhela tener su negocio grande. La dificultad que tiene es la delincuencia . con el préstamo comprara ( herramientas, materiales).

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 60
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Xavier Marcos to buy tools and materials.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 8, 2012
Apr 10, 2012
Currency Exchange Loss:
Mar 15, 2013