Cumbe (Cuenca) Group
One of the members of this group is Maria Teresa, 50, who is married and has 5 children as a result of this marriage. Three of her sons are married and live independently, one daughter is studying at school and the other son lives at home. Her husband works abroad. He migrated for work to improve the family's economy. The house she lives in is their own property.
Maria Teresa looks after her household and also raises chickens, guinea pigs, pigs and cattle to sell when she has financial needs. She works in agriculture and her produce is only for home consumption.
She has been a member of the communal bank for 7 years, and the new loan will be invested in the purchase of chickens, pigs and guinea pigs to continue her business.
Maria Teresa's goal is to expand her business much more.
Una de las socias de este grupo es la Señora. María Teresa, tiene 50 años, es casada y en su unión conyugal ha concebido 5 hijos, tres de sus hijos son casados y viven independientes, una hija estudia en el colegio y un hijo pasa en casa. Su esposo labora en el extranjero ha emigrado en busca de trabajo para mejorar la economía de su hogar, la casa en la que vive es de su propiedad.
Doña María Teresa se dedica a los quehaceres de su hogar y tambien cría gallinas, cuyes, cerdos y ganado a los que los vende cuando tiene alguna necesidad económica. Trabaja en la agricultura y lo que produce es solo para el consumo de su hogar.
Es socia del banco comunal hace 7 años y su nuevo crédito lo va a invertir en la compra de gallinas, cerdos y cuyes para continuar con el negocio.
Su meta es agrandar mucho más su negocio.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid