A loan of $625 helped to purchase chicken.


Leila's story

Leila is 57 years old. She lives in Khoni, West Georgia with her husband Grigol and her 85-year-old mother-in-law. The family has a milk cow. Dairy products are mainly consumed by the family and the surplus is sold in the local open market. According to the local government’s estimation, the family lives under the poverty line and they receive social assistance from the government. The family's total average monthly income is 300 Laris.

Leila requested credit to start a poultry business. Her loan request was approved by a new joint initiative of Kiva and Credo. This start-up loan program envisages provision of business start-up credits with soft conditions to the rural poor. These borrowers do not have access to traditional credit products, being regarded as “high risk borrowers” because of their low income. With the credit, Leila will purchase chickens and raise them for 2-3 months. After this period she will sell the grown chickens for a higher price. The poultry business will provide additional income to the family and they will be able to improve their living conditions.



Loan details


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Loan details